Nikko KiwiSaver Scheme Returns

The Nikko KiwiSaver Scheme is designed to help New Zealanders save for retirement and is managed by Nikko Asset Management New Zealand Limited, a subsidiary of Nikko Asset Management Co., Ltd, which is headquartered in Japan.

The Nikko KiwiSaver Scheme offers a range of investment options to suit different risk profiles and investment goals. Members can choose from a conservative fund, a balanced fund, and a growth fund, each with varying levels of risk and potential return. The scheme also offers a socially responsible investment fund, which invests in companies with strong environmental, social, and governance (ESG) practices.

One of the unique features of the Nikko KiwiSaver Scheme is its dynamic asset allocation strategy, which aims to provide investors with the best possible returns while managing risk. The strategy involves adjusting the allocation of assets within the funds based on market conditions and the investment outlook. This approach can help investors navigate market volatility and potentially achieve better long-term returns.

The Nikko KiwiSaver Scheme has a low fee structure, with fees comparable to other KiwiSaver providers in New Zealand. Members are charged an annual membership fee, an investment management fee, and a performance fee (if applicable). The scheme is also transparent about its fees and performance, publishing regular updates on its website.

Nikko Asset Management is committed to responsible investing and has a strong focus on ESG factors. The company is a signatory to the United Nations Principles for Responsible Investment (PRI) and integrates ESG considerations into its investment process.

The Nikko KiwiSaver Scheme also offers members access to financial education and advice, including seminars, online resources, and one-on-one consultations with financial advisors. This can be particularly useful for members who are new to investing or who need guidance on their retirement savings strategy.

Overall, the Nikko KiwiSaver Scheme is a reputable and well-managed retirement savings scheme designed to help New Zealanders save for retirement. Its range of investment options, dynamic asset allocation strategy, and commitment to responsible investing make it a popular choice among KiwiSaver investors in New Zealand.