New Zealand is lucky to have a robust public healthcare system. The public healthcare system allows all citizens and permanent residents to receive free or subsidized treatment. Our public healthcare works by prioritising emergencies and life-threatening conditions. However, if you have a condition or injury that isn’t life-threatening, the system will consider the treatment “elective.” This waitlist can be months or even years, which can prolong treatment and ultimately slow down recovery.
As a result, many Kiwis choose to invest in health insurance. Health insurance gives you access to the private healthcare sector, which can fast-track treatment and help you achieve a better quality of life.
Right now, some health insurance providers are offering some pretty neat deals. So it’s a great time to invest in your health and well-being. Be sure to also have a free chat with our partners at The Insurance Department who can help you find the right policy for your needs and budget.
If you are still feeling unsure about whether you need health insurance in 2025, here are the top 3 reasons why it is worth taking out a policy.
1. Access to Priority Care
Purchasing health insurance gives you access to private healthcare institutions. This means you can access prioritised treatments, helping to avoid the long waitlists and get you back on your feet faster. Priority care unlocks quicker treatment and recovery so you can enjoy a better quality of life, without prolonged pain, illness, and discomfort.
2. Protect your Health and Quality of Life
Your health is worth protecting, and you deserve to live a life feeling well. Access to quick treatment if you get sick or injured means that you’ll be able to feel better faster, and achieve a more positive overall physical and mental wellbeing. Your quality of life deserves protection and health insurance can help make that possible when it matters most by preventing you from joining the long waitlists.
3. Protect your Income
If you have an illness or injury that stops you from working, health insurance can shorten your time off work. By having access to priority treatment, and therefore quicker recovery, you can avoid using all your sick leave and protect your income. Health insurance can help prevent you from needing to take weeks or even months off work, protecting your income and your financial wellbeing.
Find the Best Health Insurance Policy with Money Compare
Choosing the right health insurance policy is important. You want to ensure you are covered for the things that matter most, without having to pay crazy high premiums. The best way to find the right policy for your unique needs and budget is to have a free chat with our partners at The Insurance Department. As fully qualified insurance advisors, and leaders in the industry, they know and understand all the providers on the market, and can easily help you compare your options, and find the policy that best suits you—with the right amount of coverage and within your budget.
They can also help you look into some great deals that some insurance providers are offering right now such as:
- Join AA Health Insurance before 11 May 2025 and get 2 months FREE after you've paid the first month's premium.
- Enjoy one month's premium free when you take out any eligible trauma, health or life insurance with AIA before 30 June.
To have a free chat with The Insurance Department, simply click the button below, and enter in a couple of details. They will be in touch with you in no time to help you find the best health insurance for YOU so you can protect your wellbeing, and have the peace of mind that you’ll have priority care when it matters most.
