AMI - Comprehensive

Enjoy more benefits with AMI Insurance
Join over 500,000 Kiwis enjoying exclusive benefits and the confidence that they’re covered with AMI. Every comprehensive Full Cover car policy includes:

Multi-Policy & No Claims Bonus Protection
Enjoy multi-policy discounts when you take out more than one type of insurance with us. Plus, No Claims Bonus protection of up to 60%.

Agreed Value
Car stolen and not recovered, or a write-off? Get exactly the amount you insured your car for, less the excess.

Choose Your Excess
We offer a range of excesses to suit your lifestyle – starting from just $100 online.

Cover For Drivers Over 25
Additional drivers over 25 who hold a valid driver license and who use the car with your permission are covered at no extra cost, unless specifically stated otherwise on your policy documents.

No Claims Bonus Protection
Make up to two claims without reducing your No Claims Bonus protection with freeBmax.

Optional Covers
Select from a range of optional extras on our comprehensive Full Cover, like AMI Breakdown service from just $32 per year.